Can I deposit a Western Union money order into a Chase bank account?

Question

None of the western union places around me will cash it!!


I sold my old laptop for $275 and I recieved my payment today. There are over a dozen western union places around me, but NONE of them will cash western union money orders over $10!

Could I deposit this into my dad's bank account instead? I'm under 18, but the money order is still blank and I can make it out to whomever necessary.

Thanks!

Answer 1

You definitely can. The bank might put a hold on the money orders for up to 5 business days for withdrawal to clear the money orders. These money orders and paper checks go through clearing mechanism of banking system. The bank which accepted the money orders and paper checks put them through the clearing system and when the bank has been assured that the issuing bank honored the amount, the accepting bank make the amount available for "withdrawal" to the customer.

Answer 2

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Yes, your friend can send Western Union money into your My Chase Bank account. They can do that online or at a Western Union counter, located in most Walmarts. All anyone needs to send money is: 1) A first and last name to use on the form as the sender's name 2) A first and last name to use on the form as the receiver's name 3) Money All anyone needs to pick up the cash is: 1) The first and last name used on the form as the sender's name 2) The first and last name used on the form as the receiver's name 3) The eight or ten digit money transfer control number (MTCN#) 4) The test question and answer And, all too frequently, only one or 2 of above listed requirements are actually needed to pick up the cash and disappear. That is it, no ID required. Just keep in mind that Western Union and moneygram are unsafe and unsecure ways to send money. Western Union and moneygram do not verify anything on the form the sender fills out, not the name, not the street address, not the country, not even the gender of the receiver, it all means absolutely nothing. The clerk will not bother to check ID and will simply hand off the cash to whomever walks in the door with the MTCN# and question/answer. Neither company will tell the sender who picked up the cash, at what store location or even in what country the money walked out the door. Neither company has any kind of refund policy, money sent is money gone forever. If you google "Western Union scam", "fraud moneygram scammer" or something similar you will find hundreds of posts from victims and near-victims who lost money via Western Union and moneygram.

Answer 3

You can make it payable to your dad and deposit it into his account. DO NOT SPEND ANY OF THE MONEY FOR 15 DAYS. This ensures the MO is valid. It'll take the bank some time to verify its validity. If it clears, then have your dad give you the cash.

Answer 4

first off any western union should cash it, if their not, maybe theres something wrong with it,



and the bank with let you deposit, make sure you want at least a week or two to make sure the money order comes back as good, theres alot of scams involving money orders



always take cash if you can when selling something of value

Answer 5

Yes you can. A money order is essentially a check.

Answer 6

Very interested to hear the answers to this as well