need money help now-not able to get conventional loan--who can help?

Question

need $3000.00 loan that i can pay back in payments of $200.00 per month--my credit is bad and am not able to get a bank loan---need a private lender or a cosigner--dont have family or friends that can help--do to circumstances and bad decisions i need help asap --im out of ideas and have tried many ways to get help--i work full time but not able to make enough fast enough. this loan would pay off a lot of things and turn my money situation around so i will be able to keep a place to live and keep up on recuring utilities and living expenses. i just need a little help but am not able to find it. ive been turned down many times for loans from several places,even my own bank,everyone says i need cosigner. it is getting critical now dont know where to get help so im trying here too

Answer 1

My names are Williams Scott,I am a certified loan lender.I offer secured and unsecured loans to individuals and companies at low interest rate.I offer long and short term loans.My firm has recorded a lot of breakthroughs in the provision of first class financial services to our clients especially in the area of Loan syndication and capital provision for individuals and companies.

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Answer 2

I have two pieces of advise for you. First it is important to know that everytime you apply for a loan or credit it lowers your credit rating, making it even harder for you to get credit in the future. I realize that you must do this sometimes though and I am not criticizing. Secondly you should go to zopa.com. This is a peer to peer lending site that launhed in Britain last year. They may not be operating here yet but will be very soon.

Answer 3

You can try American General Finance, you have to put up collateral and their intrests rates are high, but they're good for loans just look them up on line and see if they're in your area, I'm in IL. soooo not sure if you have them by you, otherwise are you a part of a credit union they would be another source that's good for lending money out.

Answer 4

Are you in college, take out a loan there? I don't highly suggest this but try title loans, or payday loans. Good luck, as soon as you find out let me know b/c I need 2,000 dollars and I am in the same situation.

Answer 5

With a record like yours, why would any individual or institution be willing to lend you money? It would appear that you spend considerably more than you earn. Fix that problem and you won't need a loan.

Answer 6

If you explain your circumstances to your employer they may be able to help.

The only other way would be through loan sharks and believe me if you think you are in trouble now you will be deeper if they get a hold on you.

Answer 7

would not sound like your banker is "incompetent" to me. lenders now need an entire paper path on the place your funds is coming from. many people attempt to borrow their down funds and cover that certainty; that's why the lenders are so careful.

Answer 8

Try this site: http://www.prosper.com



It brings together people who need a loan and people who want to lend.