can anybody help me with banking stuff or whatnot....?

Question

I need to get a checking account and maybe a savings account but i have no idea really what they are and i ...dont understand the banking stuff i'd be gettinginto or the terms they use or whatnot. Does anybody know i site i can go to to learn about the specifics???please help...

Answer 1

ok...checking acoount normally comes with a savings account...although you can get different accounts that gain interest every month depending on how much money you're going in with. if you have no money or just a few dollars...open up there most basic accounts, normally they are the ones that have no sign up fees...it's pretty simple...there going to ask you basic application info including your SSN so have that available...they will alsoo ask you if you want checks, a debit card and stuff like that...hope i helped

Answer 2

Choose 3 or 4 banks in your area and ask to talk to someone about opening an account. Have each explain the options available. Choose the one that does the best job of helping you understand. The account options available are nearly identical at all banks. Customer service is what makes on bank better than another.



If you tell them they are competing for your business based on teaching you, they will make the effort to help.

Answer 3

In my banking journey, it is extremely unlikely yet another financial institution will concern you an sturdy examine in case you have no longer have been given an account with them for various motives. while they concern you a examine, they are making certain that those money are obtainable. while you're at a various financial institution than your own, they have no way of checking on their structures no count number if or no longer the money are stable. confident, in the event that they technique your debit card by using their funds improve device and it says "authorized," it could seem as while you're in the sparkling, yet what's to declare which you probably did no longer deposit a fradulent examine into your financial institution account (which i'm confident you does not) and that's the place the money are coming from? A financial institution is going to need to make certain that those money have been in the account for a undeniable volume of time in the previous they assure them. They handle all styles of folk pulling scams and could conceal their backs. it is till you convey them funds, yet even then some banks will require which you have a financial institution account with them so as to concern you an sturdy/cashier's examine so as to conform with the financial institution Secrecy Act, which demands them to maintain music of specific funds transactions so as to wrestle funds laundering/ terrorism.

Answer 4

Any bank should be able to help you - if they don't want to explain, get up and walk across the street to another bank.



Bankrate.com I think has some basic info. You may also want to subscribe to MONEY magazine - basic finance stuff in there, since it sounds like no one taught you anything on this.

Answer 5

Talk to your family. I'm sure many of them are very familar with it. Who else could you trust more?



My mom was the one who showed me how to write a check and balance the checkbook. My dad took me to the bank to open my first savings account, and showed me how to do desposits and withdrawals.

Answer 6

Walk in any bank and they will be happy to help you. I like Bank of America.