Yes, like all those people i read about how bad scams are in NIGERIA,So this person contacted me(from NIGERIA) saying her and her husband are supposedly "STUCK THERE" with "NO FUNDS" or "CASH" or so the hotel where they were burned, so they "LOST" everything in the fire and now they can't get back to the USA. so they said that they would deposit some money from their "US BANK ACCOUNT" into my account, and i am supposed to send them the money via western union...?? can they take money out of my account?? how can I protect myself...any advice...??? Have I been had?