Can I apply for another Crisis Loan?

Question

At the end of March 2010 I applied for a Community Care Grant but it was denied.
I then applied for a Crisis Loan of £2500 (knowing fully well they wouldn't pay me that much as the maximum is £1500) & they have given me £400 which is clearly not enough for the things I need but I've accepted it anyways as "beggers can't be choosy".
My question is; Can I apply for another Crisis Loan? -Obviously for everything else that I need which would come up to about £1450 (I know £2500 takeaway £400 isn't £1450 LOL.. The Social Fund have already told me their not allowed to pay for certain things hence why now my total is £1450 instead of £2100. -For those certain people that want to act smart & tell me I can't calculate LOL) or would I have to wait til I've paid them off the £400?
HELP :(
-Plus.. Do you reacon I should try apply for a Community Care Grant again or would I once again have to wait til I pay off the £400? :/

Answer 1

No you cannot at this time apply for anything that comes from the Social Fund.



There is a maximum amount you are allowed to have at any one time, and that depends on your area and your situation.



The obvious Maximum you are allowed in your situation (regardless of what you need, that isn't important) is 400. Your loan from them will never be greater than 400.



You can if you like, get another £50 loan once you've paid back £50 or whatever, but the total will never be greater than £400.



The maximum of £1500 doesn't apply to you, that maximum is for single mums with like 20 kids or something, in most cases a single person or couple with no children will ever get more than 300-400.



So to sum up.



"Do you reacon I should try apply for a Community Care Grant again"

No, they will turn you down.



"would I once again have to wait til I pay off the £400?"

Yes you will have to pay off the loan to get another one.

You can also re-loan amounts you have paid back. (eg if you pay back 200, you can get another loan for 200.)

The amount they give you will mean you never owe them more than £400



Hope that helps.

Answer 2

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RE Can I apply for another Crisis Loan?



At the end of March 2010 I applied for a Community Care Grant but it was denied. I then applied for a Crisis Loan of £2500 (knowing fully well they wouldn't pay me that much as ...show more

Answer 3

You were just turned down for the grant. Clearly you were not qualified for such a grant. Then you applied for & got the loan for 400, which was the max you qualified for under that program. You cannot apply for a grant again - you just got money! And you cannot apply for another loan - you just maxed that out and get nothing until all is repaid.



Your only prospects now are to go to work and earn the money you need plus the money to repay the debt, or ask your parents or other relatives if they can help you out temporarily. You're on your own here.

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Answer 6

Everything that's wrong with the UK. Get a job and earn the money like everybody else. To answer your question, no you can't just apply for benefits and schemes as soon as you feel like it. And to apply for more than the maximum entitlement beggars belief.

Answer 7

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Answer 8

you normally have to pay back one loan before you can have another try some of the charities

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