Adult class in Highschool with no federal code to get financial help, can i still get a loan?

Question

I'm taking an ADULT LPN nursing program of 18 months in NYC which is being held in a high school. The tuition is $10,000. The place unfortunately has no federal code as of yet since its not being in a college but i was told that they were in the process of applying for an app in order to get sally mae loans from the very start (back in October) for the students. I told them i couldn't pay such a tuition but i was told to just take the class anyway since the loans will be in effect soon. Its January now and still nothing about these loans. However now they're demanding that i pay 4,500$ out of my pocket by June or risk being removed from the class. i tell them "well, what about these loans?" and they only tell me "you can only hope that these loans are given out by June"

so in other words, i'm brought into the class with the promise of receiving help from a loan but as of today i have no loan, however i do have teachers on my back telling me to pay. I almost feel like this is some form of bribery.

Does anyone know what i can possibly do in this situation? it would help out so much (BTW i found this LPN program on NYC.gov)

Answer 1

Good day,







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Answer 2

Well hopefully you're wrong because I have a Stafford loan! But I think if you have enough grants, scholarships and maybe some benefits (my Dad's a veteran so I get some money for that), students can get smaller, manageable loans that they realistically can pay off as long as they start paying it off immediately after landing a good job. That's what I did now I just have to hope the Economy gets better in time for me to get a good job right out of College. The real problem that causes student debt is credit cards. They encourage students to splurge and give them a false sense of economic freedom. Student loans at least do what they're supposed to do, they let you go to College even if you don't have much money and give you the opportunity to get a good job. They're not all bad.

Answer 3

When you think of a student loan, you most likely think of a loan that's going to come from the bank, and you'll get a check handed to you every time you need to pay your college bills. But, what happens if you're looking for an alternative loan, and you don't want to go directly through the bank? Let me give you some creative ways on how you can get alternative loans.



http://www.worldbestloans.com/



Borrow it - Ask a friend, or family member if you can borrow the money. You can let them know it's a good cause, and just to let them know that you're going to put it toward college, you can have them pay the college bill direct. Let them know that you're going to pay them back plus interest. If you have to, I would strongly advise that you work out a contract, so that each side feels comfortable.

Answer 4

You could take out a private, non-subsidized loan from a bank. You might also check with the department of education in NY to see if they offer loans to adult students. Try www.hesc.com. There is also a private student loan network you could try (the interest rates will be higher, but if you subsequently get a federal student loan you could use that money to pay back the private loan). Here is a website to see for examples: http://www.privatestudentloans.com/colleges/new-york/albany-schoharie-schenectady-boces-adult-practical-nursing-program.php

Answer 5

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From: Keneth Joel Add to Contacts

To:





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